WHY BURIAL PLANNING FOR CEMETERIES IN LEOMA, TN IS A GOOD IDEA
Planning a funeral can be challenging for families to do well in the short amount of time between death and burial. The stress of hurriedly buying an available grave plot can result in a less than ideal burial site. That’s why at Giles Memory Gardens, we encourage individuals to preplan their funeral services and to find their preferred funeral plot at cemeteries in Leoma, TN, or nearby burial locations.
In recent years, more and more people have started to consider funeral planning as an additional part of their will and estate planning efforts. This forethought leaves families and friends a clear understanding of how you would like your final farewell to be handled. In the absence of a funeral plan, your survivors will be left to guess what you would have wanted and will need to pay for it themselves. Situations such as these can sometimes lead to family disagreement and discord at a time when your loved ones should be supporting each other in their grief.
Important Tips About Funeral Preplanning
Consider where you would like your remains to be entombed, buried, or scattered. Take time to visit the cemetery so that you can get a feel regarding where you want your body to be laid to rest. After carefully evaluating the options and your preferences, you can begin to arrange your affairs with cemeteries in Leoma, TN, or other location, as appropriate.
You can choose to pay for your arrangements at today’s prices to lock in the cost. You can also choose to plan your funeral arrangements and not pay for them at this time. However, you may lose the option to buy your preferred burial plot in the future. If the plot is still available at a future day, it may be more expensive than it is today.
The advantage of waiting to buy a burial plot is that you can avoid potential uncertainties, such as a closed business, ownership change, poor surrounding development leading to an undesirable location, etc. In competitive markets, burial prices can decrease. For these reasons, you should review your funeral plan every 3 to 5 years to update it accordingly. Make sure your loved ones are made aware of the changes you make.
Your funeral plan should be put into writing, with a copy kept in a convenient place that is easy to locate. It’s wise to share copies with your family and attorney. It is not a good idea to write your funeral plan into your will, since a will is not generally read until after funeral services have been held. It’s also best not to place a lone copy in a safety deposit box since these are often inaccessible on holidays and weekends.
Prefunding Funeral Costs
The laws governing contracts for advance funeral services vary from state to state. Some state laws are well written to protect consumers, while others are largely ineffective in their protective efforts. If you’re thinking about prepaying for funeral expenses, it’s best to do your homework up front and not to depend on your state’s laws for protection. Ask about the following details before you make any advance payment for funeral goods and services:
Know what you are buying. What specifically does your purchase include?
Find out what will be done with your money. Is the money held in a state-regulated trust? Is it put into a life insurance policy with the funeral home as beneficiary upon your death?
Learn what is done with accrued interest on your money. Where does the interest go?
Learn about any protections in place. What happens if the cemetery business fails?
Is contract cancelation an option? Are there penalties for doing so?
What happens if you move away from the area. Is the plan transferable?
Remember that any funeral plans you make are of no worth to yourself or your survivors if no one is aware of them until after the funeral. It could result in a situation where your family pays for the funeral services you’ve already prepaid.
Benefits of Advance Funeral Planning
More than 50% of people aged 50-74 years old have pre-arranged funeral plans in place for themselves. The increasing popularity of preplanning is continually growing as people look for ways to handle their parting affairs. Aside from the peace of mind that preplanning can provide you, it can even be helpful to have in place when applying for Social Security benefits or Medicaid.
Burial Planning at Cemeteries in Leoma, TN
At Giles Memory Gardens, our team of
compassionate funeral care experts can provide guided preplanning
service that will meet your exact needs. If you’re considering
burial at cemeteries in Leoma, TN, we can help you to make the
arrangements. Visit us at our office at 140 Bethel Rd Pulaski, TN
38478. Or call us today for a friendly conversation at (931)